ServisFirst Bank in Tennessee vs the state
3.2%Denial rate-13.90 pts vs state
3.8%Decision denial rate-17.93 pts vs state
82.7%Origination rate+24.62 pts vs state
6.75%Median rate+0.13 pts vs state
0.19Rate spread (pts)-0.04 pts vs state
$156kMedian applicant income
153Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 36 | 2.0% | 7.75% | #393 |
| 2024 | 181 | 151 | 2.2% | 6.99% | #220 |
| 2025 | 185 | 153 | 3.2% | 6.75% | #228 |
What ServisFirst Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most ServisFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 68 | 52 | 2 | 2.9% |
| Williamson County | 38 | 31 | 1 | 2.6% |
| Shelby County | 17 | 16 | 1 | 5.9% |
| Wilson County | 10 | 7 | 1 | 10.0% |
| Rutherford County | 8 | 7 | 0 | 0.0% |
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Maury County | 6 | 5 | 0 | 0.0% |
| Knox County | 4 | 4 | 0 | 0.0% |
| Sumner County | 4 | 3 | 0 | 0.0% |
| Marshall County | 3 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 185 applications in 2025, of which 153 were originated and 6 denied.
3.2% of all applications, or 3.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans ServisFirst Bank originated in Tennessee in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are ServisFirst Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology