Sente Mortgage in Indiana vs the state
5.3%Denial rate-11.31 pts vs state
12.5%Decision denial rate-7.64 pts vs state
36.8%Origination rate-25.41 pts vs state
7.00%Median rate+0.25 pts vs state
1.06Rate spread (pts)+0.70 pts vs state
$87kMedian applicant income
7Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 6 | 0.0% | 6.75% | #578 |
| 2025 | 19 | 7 | 5.3% | 7.00% | #465 |
What Sente Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Sente Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 3 | 2 | 0 | 0.0% |
| Crawford County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Dubois County | 2 | 0 | 0 | 0.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Switzerland County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 0 | 0 | 0.0% |
| Floyd County | 1 | 0 | 0 | 0.0% |
| Porter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 19 applications in 2025, of which 7 were originated and 1 denied.
5.3% of all applications, or 12.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Sente Mortgage originated in Indiana in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Sente Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology