Securitynational Mortgage · Oklahoma · 2025

Securitynational Mortgage in Oklahoma: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 41 mortgage applications in Oklahoma in 2025, ranking #276 of 821 lenders active in the state. It originated 51.2% of them and denied 9.8% (16.0% of the applications it decided), against a statewide denial rate of 17.9%.

41Applicationsin OK
16.0%Decision denial ratestate 22.9%
6.88%Median ratestate 6.63%
$175,000Median loanstate $165,000
$4.9MVolume16 counties

Securitynational Mortgage in Oklahoma vs the state

9.8%Denial rate-8.16 pts vs state
16.0%Decision denial rate-6.87 pts vs state
51.2%Origination rate-4.88 pts vs state
6.88%Median rate+0.25 pts vs state
0.77Rate spread (pts)+0.42 pts vs state
$75kMedian applicant income
21Loans originated
4Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
202331220.0%6.63%#267
2024432214.0%7.38%#251
202541219.8%6.88%#276

What Securitynational Mortgage lends in Oklahoma

By loan purpose

Home purchase 35 85% · 11.4% denied
Refinance 3 7% · 0.0% denied
Cash-out refinance 3 7% · 0.0% denied

By loan type

Conventional 19 46% · 5.3% denied
FHA 17 41% · 11.8% denied
USDA / RHS 5 12% · 20.0% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 1 25%
Unverifiable information 1 25%
Insufficient cash 1 25%
Credit history 1 25%

Where in Oklahoma

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 1791 5.9%
Cleveland County 760 0.0%
Stephens County 210 0.0%
Creek County 210 0.0%
Canadian County 200 0.0%
Texas County 100 0.0%
Okmulgee County 101 100.0%
Mayes County 110 0.0%
Ottawa County 100 0.0%
Garfield County 101 100.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 41 applications in 2025, of which 21 were originated and 4 denied.

9.8% of all applications, or 16.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Securitynational Mortgage originated in Oklahoma in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology