Securitynational Mortgage · Missouri · 2025

Securitynational Mortgage in Missouri: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 35 mortgage applications in Missouri in 2025, ranking #386 of 1,023 lenders active in the state. It originated 45.7% of them and denied 20.0% (30.4% of the applications it decided), against a statewide denial rate of 15.1%.

35Applicationsin MO
30.4%Decision denial ratestate 18.7%
6.99%Median ratestate 6.63%
$195,000Median loanstate $175,000
$3.8MVolume11 counties

Securitynational Mortgage in Missouri vs the state

20.0%Denial rate+4.93 pts vs state
30.4%Decision denial rate+11.73 pts vs state
45.7%Origination rate-16.95 pts vs state
6.99%Median rate+0.37 pts vs state
0.54Rate spread (pts)+0.19 pts vs state
$60kMedian applicant income
16Loans originated
7Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023105519.5%7.13%#231
202452381.9%7.62%#327
2025351620.0%6.99%#386

What Securitynational Mortgage lends in Missouri

By loan purpose

Home purchase 24 69% · 16.7% denied
Refinance 3 9% · 0.0% denied
Cash-out refinance 4 11% · 25.0% denied
Home improvement 4 11% · 50.0% denied

By loan type

Conventional 19 54% · 0.0% denied
FHA 11 31% · 54.6% denied
VA 4 11% · 25.0% denied
USDA / RHS 1 3% · 0.0% denied

Why it denied Missouri applicants

Debt-to-income ratio 3 43%
Credit history 1 14%
Unverifiable information 1 14%
Insufficient cash 1 14%
Other 1 14%

Where in Missouri

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 940 0.0%
Lincoln County 833 37.5%
St. Louis city 731 14.3%
Jackson County 220 0.0%
St. Charles County 220 0.0%
Jefferson County 201 50.0%
Texas County 101 100.0%
Sullivan County 100 0.0%
Schuyler County 110 0.0%
Polk County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 35 applications in 2025, of which 16 were originated and 7 denied.

20.0% of all applications, or 30.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Securitynational Mortgage originated in Missouri in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology