RPE Home · Washington · 2025

RPE Home in Washington: approval rate, denial rate and rates (2025)

RPE Home took 10 mortgage applications in Washington in 2025, ranking #465 of 822 lenders active in the state. It originated 40.0% of them and denied 20.0% (28.6% of the applications it decided), against a statewide denial rate of 15.7%.

10Applicationsin WA
28.6%Decision denial ratestate 19.5%
11.75%Median ratestate 6.63%
$495,000Median loanstate $335,000
$2.0MVolume10 counties

RPE Home in Washington vs the state

20.0%Denial rate+4.35 pts vs state
28.6%Decision denial rate+9.03 pts vs state
40.0%Origination rate-21.06 pts vs state
11.75%Median rate+5.13 pts vs state
Rate spread (pts)
Median applicant income
4Loans originated
2Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241471043.5%11.50%#192
202510420.0%11.75%#465

What RPE Home lends in Washington

By loan purpose

Refinance 1 10% · 100.0% denied
Cash-out refinance 1 10% · 0.0% denied
Home improvement 8 80% · 12.5% denied

By loan type

Conventional 10 100% · 20.0% denied

Why it denied Washington applicants

Collateral 2 100%

Where in Washington

Counties with the most RPE Home applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 110 0.0%
Kitsap County 100 0.0%
Clark County 100 0.0%
Chelan County 101 100.0%
Spokane County 100 0.0%
Wahkiakum County 110 0.0%
Yakima County 101 100.0%
Lincoln County 100 0.0%
Pierce County 110 0.0%
Grays Harbor County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 10 applications in 2025, of which 4 were originated and 2 denied.

20.0% of all applications, or 28.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans RPE Home originated in Washington in 2025 was 11.75%, against a statewide median of 6.63%.

About this data. Figures are RPE Home's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology