Royal Pacific Funding in Nevada vs the state
3.0%Denial rate-14.42 pts vs state
3.5%Decision denial rate-18.77 pts vs state
57.6%Origination rate-0.13 pts vs state
6.88%Median rate+0.25 pts vs state
0.64Rate spread (pts)+0.35 pts vs state
$156kMedian applicant income
38Loans originated
2Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 30 | 5.5% | 8.63% | #152 |
| 2024 | 86 | 58 | 1.2% | 7.81% | #154 |
| 2025 | 66 | 38 | 3.0% | 6.88% | #182 |
What Royal Pacific Funding lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Royal Pacific Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 64 | 38 | 2 | 3.1% |
| Washoe County | 1 | 0 | 0 | 0.0% |
| Lyon County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 66 applications in 2025, of which 38 were originated and 2 denied.
3.0% of all applications, or 3.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Royal Pacific Funding originated in Nevada in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Royal Pacific Funding's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology