Roundpoint Mortgage Servicing in Tennessee vs the state
17.1%Denial rate-0.07 pts vs state
20.6%Decision denial rate-1.09 pts vs state
65.9%Origination rate+7.77 pts vs state
6.38%Median rate-0.25 pts vs state
0.00Rate spread (pts)-0.23 pts vs state
$92kMedian applicant income
27Loans originated
7Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 23 | 11 | 17.4% | 3.88% | #505 |
| 2025 | 41 | 27 | 17.1% | 6.38% | #440 |
What Roundpoint Mortgage Servicing lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 5 | 3 | 1 | 20.0% |
| Rutherford County | 4 | 3 | 0 | 0.0% |
| Wilson County | 4 | 3 | 1 | 25.0% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Williamson County | 2 | 2 | 0 | 0.0% |
| Sumner County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 1 | 1 | 50.0% |
| Henry County | 2 | 0 | 0 | 0.0% |
| Union County | 1 | 0 | 1 | 100.0% |
| Van Buren County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 41 applications in 2025, of which 27 were originated and 7 denied.
17.1% of all applications, or 20.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Roundpoint Mortgage Servicing originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology