Rocky Mountain Credit Union in Montana vs the state
17.7%Denial rate+2.92 pts vs state
18.0%Decision denial rate-0.67 pts vs state
80.7%Origination rate+18.67 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
50Loans originated
11Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 98 | 58 | 22.5% | — | #60 |
| 2025 | 62 | 50 | 17.7% | — | #79 |
What Rocky Mountain Credit Union lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most Rocky Mountain Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lewis and Clark County | 27 | 23 | 4 | 14.8% |
| Gallatin County | 19 | 13 | 5 | 26.3% |
| Jefferson County | 5 | 3 | 2 | 40.0% |
| Silver Bow County | 5 | 5 | 0 | 0.0% |
| Powell County | 3 | 3 | 0 | 0.0% |
| Broadwater County | 1 | 1 | 0 | 0.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
| Deer Lodge County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 62 applications in 2025, of which 50 were originated and 11 denied.
17.7% of all applications, or 18.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Rocky Mountain Credit Union's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology