Right Start Mortgage in Tennessee vs the state
9.4%Denial rate-7.71 pts vs state
13.0%Decision denial rate-8.69 pts vs state
62.3%Origination rate+4.18 pts vs state
6.62%Median rate0.00 pts vs state
0.52Rate spread (pts)+0.29 pts vs state
$85kMedian applicant income
66Loans originated
10Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 90 | 57 | 14.4% | 6.75% | #323 |
| 2025 | 106 | 66 | 9.4% | 6.62% | #312 |
What Right Start Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 16 | 6 | 2 | 12.5% |
| Claiborne County | 14 | 9 | 1 | 7.1% |
| Knox County | 14 | 13 | 0 | 0.0% |
| Giles County | 6 | 2 | 2 | 33.3% |
| Rutherford County | 6 | 1 | 2 | 33.3% |
| Montgomery County | 5 | 3 | 1 | 20.0% |
| Bradley County | 5 | 5 | 0 | 0.0% |
| Cheatham County | 5 | 4 | 0 | 0.0% |
| Dickson County | 3 | 3 | 0 | 0.0% |
| Sullivan County | 3 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 106 applications in 2025, of which 66 were originated and 10 denied.
9.4% of all applications, or 13.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Right Start Mortgage originated in Tennessee in 2025 was 6.62%, against a statewide median of 6.62%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology