Right Start Mortgage · Nevada · 2025

Right Start Mortgage in Nevada: approval rate, denial rate and rates (2025)

Right Start Mortgage took 38 mortgage applications in Nevada in 2025, ranking #229 of 627 lenders active in the state. It originated 60.5% of them and denied 10.5% (14.8% of the applications it decided), against a statewide denial rate of 17.5%.

38Applicationsin NV
14.8%Decision denial ratestate 22.2%
6.38%Median ratestate 6.63%
$325,000Median loanstate $305,000
$7.7MVolume4 counties

Right Start Mortgage in Nevada vs the state

10.5%Denial rate-6.92 pts vs state
14.8%Decision denial rate-7.41 pts vs state
60.5%Origination rate+2.82 pts vs state
6.38%Median rate-0.25 pts vs state
0.20Rate spread (pts)-0.09 pts vs state
$86kMedian applicant income
23Loans originated
4Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023630.0%5.88%#352
202414110.0%6.49%#291
2025382310.5%6.38%#229

What Right Start Mortgage lends in Nevada

By loan purpose

Home purchase 26 68% · 7.7% denied
Refinance 4 11% · 0.0% denied
Cash-out refinance 8 21% · 25.0% denied

By loan type

Conventional 27 71% · 7.4% denied
FHA 7 18% · 28.6% denied
VA 4 11% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 2 50%
Collateral 1 25%
Unverifiable information 1 25%

Where in Nevada

Counties with the most Right Start Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washoe County 29183 10.3%
Clark County 420 0.0%
Lyon County 321 33.3%
Carson City 210 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 38 applications in 2025, of which 23 were originated and 4 denied.

10.5% of all applications, or 14.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Right Start Mortgage originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology