Residential Wholesale Mortgage · Tennessee · 2025

Residential Wholesale Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Residential Wholesale Mortgage took 53 mortgage applications in Tennessee in 2025, ranking #408 of 1,274 lenders active in the state. It originated 77.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

53Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.50%Median ratestate 6.62%
$355,000Median loanstate $225,000
$16MVolume20 counties

Residential Wholesale Mortgage in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
77.4%Origination rate+19.28 pts vs state
6.50%Median rate-0.12 pts vs state
0.36Rate spread (pts)+0.13 pts vs state
$134kMedian applicant income
41Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322204.6%6.50%#500
202426250.0%6.50%#484
202553410.0%6.50%#408

What Residential Wholesale Mortgage lends in Tennessee

By loan purpose

Home purchase 39 74% · 0.0% denied
Refinance 5 9% · 0.0% denied
Cash-out refinance 9 17% · 0.0% denied

By loan type

Conventional 37 70% · 0.0% denied
FHA 12 23% · 0.0% denied
VA 3 6% · 0.0% denied
USDA / RHS 1 2% · 0.0% denied

Where in Tennessee

Counties with the most Residential Wholesale Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rutherford County 960 0.0%
Davidson County 770 0.0%
Hamilton County 760 0.0%
Williamson County 640 0.0%
Wilson County 530 0.0%
Robertson County 220 0.0%
Coffee County 220 0.0%
Franklin County 220 0.0%
Knox County 200 0.0%
White County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 53 applications in 2025, of which 41 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Residential Wholesale Mortgage originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.

About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology