Residential Wholesale Mortgage · Nevada · 2025

Residential Wholesale Mortgage in Nevada: approval rate, denial rate and rates (2025)

Residential Wholesale Mortgage took 88 mortgage applications in Nevada in 2025, ranking #154 of 627 lenders active in the state. It originated 67.1% of them and denied 4.6% (6.3% of the applications it decided), against a statewide denial rate of 17.5%.

88Applicationsin NV
6.3%Decision denial ratestate 22.2%
6.63%Median ratestate 6.63%
$320,000Median loanstate $305,000
$19MVolume5 counties

Residential Wholesale Mortgage in Nevada vs the state

4.6%Denial rate-12.90 pts vs state
6.3%Decision denial rate-15.97 pts vs state
67.1%Origination rate+9.34 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.02 pts vs state
$97kMedian applicant income
59Loans originated
4Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321174.8%6.75%#267
202478463.9%6.63%#164
202588594.6%6.63%#154

What Residential Wholesale Mortgage lends in Nevada

By loan purpose

Home purchase 65 74% · 3.1% denied
Refinance 15 17% · 13.3% denied
Cash-out refinance 8 9% · 0.0% denied

By loan type

Conventional 53 60% · 5.7% denied
FHA 23 26% · 4.4% denied
VA 12 14% · 0.0% denied

Why it denied Nevada applicants

Unverifiable information 2 50%
Debt-to-income ratio 1 25%
Other 1 25%

Where in Nevada

Counties with the most Residential Wholesale Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 63442 3.2%
Nye County 17102 11.8%
Washoe County 630 0.0%
Lincoln County 110 0.0%
Carson City 110 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 88 applications in 2025, of which 59 were originated and 4 denied.

4.6% of all applications, or 6.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Residential Wholesale Mortgage originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology