Resicentral in Indiana vs the state
4.6%Denial rate-12.02 pts vs state
8.3%Decision denial rate-11.81 pts vs state
50.0%Origination rate-12.25 pts vs state
6.13%Median rate-0.63 pts vs state
0.17Rate spread (pts)-0.20 pts vs state
$103kMedian applicant income
11Loans originated
1Denied
What Resicentral lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 7 | 3 | 1 | 14.3% |
| Marion County | 3 | 1 | 0 | 0.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Elkhart County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 0 | 0 | 0.0% |
| Hendricks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 22 applications in 2025, of which 11 were originated and 1 denied.
4.6% of all applications, or 8.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Resicentral originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Resicentral's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology