Reliance First Capital in Maine vs the state
0.0%Denial rate-16.33 pts vs state
0.0%Decision denial rate-20.08 pts vs state
96.2%Origination rate+33.98 pts vs state
6.88%Median rate0.00 pts vs state
0.94Rate spread (pts)+0.61 pts vs state
$94kMedian applicant income
25Loans originated
0Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 28 | 8.3% | 6.44% | #123 |
| 2024 | 18 | 17 | 0.0% | 6.50% | #170 |
| 2025 | 26 | 25 | 0.0% | 6.88% | #156 |
What Reliance First Capital lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 10 | 9 | 0 | 0.0% |
| Penobscot County | 3 | 3 | 0 | 0.0% |
| Kennebec County | 2 | 2 | 0 | 0.0% |
| Aroostook County | 2 | 2 | 0 | 0.0% |
| Cumberland County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Sagadahoc County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 26 applications in 2025, of which 25 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Reliance First Capital originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology