Reliance First Capital in Arkansas vs the state
4.3%Denial rate-13.90 pts vs state
5.2%Decision denial rate-17.96 pts vs state
75.7%Origination rate+18.88 pts vs state
6.63%Median rate0.00 pts vs state
0.68Rate spread (pts)+0.34 pts vs state
$69kMedian applicant income
53Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 74 | 5.1% | 6.75% | #143 |
| 2024 | 55 | 41 | 7.3% | 6.75% | #191 |
| 2025 | 70 | 53 | 4.3% | 6.63% | #182 |
What Reliance First Capital lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 11 | 11 | 0 | 0.0% |
| Pulaski County | 9 | 7 | 2 | 22.2% |
| Saline County | 7 | 5 | 0 | 0.0% |
| Garland County | 5 | 4 | 0 | 0.0% |
| Faulkner County | 4 | 2 | 0 | 0.0% |
| Washington County | 3 | 3 | 0 | 0.0% |
| Sebastian County | 3 | 2 | 0 | 0.0% |
| Crawford County | 3 | 2 | 0 | 0.0% |
| Carroll County | 3 | 2 | 0 | 0.0% |
| Grant County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 70 applications in 2025, of which 53 were originated and 3 denied.
4.3% of all applications, or 5.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Reliance First Capital originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology