Reliable Holdings Manager dba Lendz Financial in Ohio vs the state
13.6%Denial rate-4.05 pts vs state
42.9%Decision denial rate+20.97 pts vs state
18.2%Origination rate-41.72 pts vs state
6.81%Median rate-0.06 pts vs state
0.72Rate spread (pts)+0.34 pts vs state
$255kMedian applicant income
4Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 4 | 20.0% | 8.25% | #717 |
| 2025 | 22 | 4 | 13.6% | 6.81% | #511 |
What Reliable Holdings Manager dba Lendz Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 6 | 0 | 2 | 33.3% |
| Franklin County | 5 | 1 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Clark County | 2 | 0 | 0 | 0.0% |
| Ashtabula County | 1 | 0 | 1 | 100.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Licking County | 1 | 0 | 0 | 0.0% |
| Columbiana County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 22 applications in 2025, of which 4 were originated and 3 denied.
13.6% of all applications, or 42.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Ohio in 2025 was 6.81%, against a statewide median of 6.88%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology