Reliable Holdings Manager dba Lendz Financial in Colorado vs the state
14.3%Denial rate-1.34 pts vs state
20.0%Decision denial rate+0.34 pts vs state
57.1%Origination rate-2.88 pts vs state
7.38%Median rate+0.75 pts vs state
1.15Rate spread (pts)+1.00 pts vs state
$1,080kMedian applicant income
4Loans originated
1Denied
What Reliable Holdings Manager dba Lendz Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 1 | 1 | 0 | 0.0% |
| Eagle County | 1 | 1 | 0 | 0.0% |
| La Plata County | 1 | 1 | 0 | 0.0% |
| Pitkin County | 1 | 1 | 0 | 0.0% |
| Pueblo County | 1 | 0 | 1 | 100.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| El Paso County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 7 applications in 2025, of which 4 were originated and 1 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Colorado in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology