Regions Bank in Iowa vs the state
56.4%Denial rate+43.52 pts vs state
61.3%Decision denial rate+46.00 pts vs state
31.5%Origination rate-36.92 pts vs state
6.00%Median rate-0.50 pts vs state
-0.42Rate spread (pts)-0.61 pts vs state
$70kMedian applicant income
47Loans originated
84Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 74 | 42.5% | 7.13% | #100 |
| 2024 | 125 | 46 | 45.6% | 7.25% | #131 |
| 2025 | 149 | 47 | 56.4% | 6.00% | #126 |
What Regions Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Black Hawk County | 40 | 14 | 23 | 57.5% |
| Polk County | 33 | 12 | 13 | 39.4% |
| Warren County | 13 | 5 | 6 | 46.2% |
| Dallas County | 5 | 2 | 3 | 60.0% |
| Fayette County | 5 | 1 | 4 | 80.0% |
| Jones County | 4 | 0 | 4 | 100.0% |
| Johnson County | 4 | 2 | 2 | 50.0% |
| Des Moines County | 4 | 1 | 2 | 50.0% |
| Linn County | 2 | 0 | 2 | 100.0% |
| Hamilton County | 2 | 1 | 1 | 50.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 149 applications in 2025, of which 47 were originated and 84 denied.
56.4% of all applications, or 61.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Regions Bank originated in Iowa in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology