Red Diamond Home Loans in Texas vs the state
1.5%Denial rate-17.89 pts vs state
1.7%Decision denial rate-23.21 pts vs state
83.1%Origination rate+28.20 pts vs state
6.63%Median rate+0.13 pts vs state
0.25Rate spread (pts)+0.05 pts vs state
$112kMedian applicant income
54Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 42 | 5.6% | 6.88% | #697 |
| 2025 | 65 | 54 | 1.5% | 6.63% | #652 |
What Red Diamond Home Loans lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Red Diamond Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 18 | 17 | 0 | 0.0% |
| Denton County | 10 | 9 | 0 | 0.0% |
| Hunt County | 9 | 8 | 0 | 0.0% |
| Collin County | 5 | 5 | 0 | 0.0% |
| Smith County | 3 | 2 | 0 | 0.0% |
| Dallas County | 3 | 1 | 0 | 0.0% |
| Delta County | 3 | 1 | 0 | 0.0% |
| Ellis County | 2 | 1 | 1 | 50.0% |
| Rains County | 1 | 1 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 65 applications in 2025, of which 54 were originated and 1 denied.
1.5% of all applications, or 1.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Red Diamond Home Loans originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Red Diamond Home Loans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology