RBC Bank, (Georgia) in Tennessee vs the state
21.4%Denial rate+4.29 pts vs state
24.0%Decision denial rate+2.32 pts vs state
67.9%Origination rate+9.78 pts vs state
5.63%Median rate-1.00 pts vs state
-0.16Rate spread (pts)-0.39 pts vs state
$206kMedian applicant income
19Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 15 | 18.2% | 6.13% | #504 |
| 2024 | 21 | 11 | 23.8% | 6.00% | #513 |
| 2025 | 28 | 19 | 21.4% | 5.63% | #490 |
What RBC Bank, (Georgia) lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wilson County | 5 | 1 | 4 | 80.0% |
| Davidson County | 5 | 4 | 0 | 0.0% |
| Williamson County | 4 | 3 | 1 | 25.0% |
| Putnam County | 3 | 3 | 0 | 0.0% |
| Knox County | 3 | 2 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 28 applications in 2025, of which 19 were originated and 6 denied.
21.4% of all applications, or 24.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans RBC Bank, (Georgia) originated in Tennessee in 2025 was 5.63%, against a statewide median of 6.62%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology