Raymond James Bank in Missouri vs the state
3.9%Denial rate-11.22 pts vs state
4.4%Decision denial rate-14.35 pts vs state
84.6%Origination rate+21.96 pts vs state
5.50%Median rate-1.13 pts vs state
-0.45Rate spread (pts)-0.80 pts vs state
$314kMedian applicant income
22Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 17 | 20.0% | 5.75% | #396 |
| 2024 | 28 | 24 | 7.1% | 5.94% | #400 |
| 2025 | 26 | 22 | 3.9% | 5.50% | #414 |
What Raymond James Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 16 | 13 | 1 | 6.3% |
| St. Charles County | 3 | 3 | 0 | 0.0% |
| St. Louis city | 2 | 2 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 26 applications in 2025, of which 22 were originated and 1 denied.
3.9% of all applications, or 4.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Raymond James Bank originated in Missouri in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology