Raymond James Bank in Illinois vs the state
11.8%Denial rate-5.36 pts vs state
13.0%Decision denial rate-8.64 pts vs state
76.5%Origination rate+17.73 pts vs state
5.50%Median rate-1.25 pts vs state
-0.37Rate spread (pts)-0.75 pts vs state
$322kMedian applicant income
39Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 38 | 4.7% | 5.31% | #482 |
| 2024 | 36 | 30 | 0.0% | 5.88% | #499 |
| 2025 | 51 | 39 | 11.8% | 5.50% | #456 |
What Raymond James Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 25 | 18 | 4 | 16.0% |
| Lake County | 10 | 7 | 1 | 10.0% |
| DuPage County | 5 | 4 | 1 | 20.0% |
| Peoria County | 2 | 1 | 0 | 0.0% |
| Will County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 2 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 51 applications in 2025, of which 39 were originated and 6 denied.
11.8% of all applications, or 13.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Raymond James Bank originated in Illinois in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology