Quontic Bank · Ohio · 2025

Quontic Bank in Ohio: approval rate, denial rate and rates (2025)

Quontic Bank took 11 mortgage applications in Ohio in 2025, ranking #601 of 1,092 lenders active in the state. It originated 90.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

11Applicationsin OH
0.0%Decision denial ratestate 21.9%
8.19%Median ratestate 6.88%
$305,000Median loanstate $155,000
$3.4MVolume8 counties

Quontic Bank in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
90.9%Origination rate+31.01 pts vs state
8.19%Median rate+1.31 pts vs state
1.86Rate spread (pts)+1.47 pts vs state
$132kMedian applicant income
10Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316625.0%8.75%#553
202422149.1%8.75%#512
202511100.0%8.19%#601

What Quontic Bank lends in Ohio

By loan purpose

Home purchase 5 45% · 0.0% denied
Refinance 1 9% · 0.0% denied
Cash-out refinance 3 27% · 0.0% denied
Other / HELOC 2 18% · 0.0% denied

By loan type

Conventional 11 100% · 0.0% denied

Where in Ohio

Counties with the most Quontic Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 440 0.0%
Warren County 110 0.0%
Delaware County 110 0.0%
Hamilton County 110 0.0%
Franklin County 110 0.0%
Clermont County 110 0.0%
Licking County 110 0.0%
Portage County 100 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 11 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Quontic Bank originated in Ohio in 2025 was 8.19%, against a statewide median of 6.88%.

About this data. Figures are Quontic Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology