Pulte Mortgage in Colorado vs the state
11.8%Denial rate-3.87 pts vs state
13.9%Decision denial rate-5.73 pts vs state
72.7%Origination rate+12.67 pts vs state
4.99%Median rate-1.63 pts vs state
-1.31Rate spread (pts)-1.46 pts vs state
$157kMedian applicant income
173Loans originated
28Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 91 | 15.2% | 5.50% | #181 |
| 2024 | 240 | 148 | 9.2% | 5.63% | #146 |
| 2025 | 238 | 173 | 11.8% | 4.99% | #163 |
What Pulte Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Adams County | 87 | 68 | 12 | 13.8% |
| Douglas County | 81 | 60 | 5 | 6.2% |
| Elbert County | 49 | 36 | 5 | 10.2% |
| Arapahoe County | 18 | 8 | 6 | 33.3% |
| Denver County | 1 | 1 | 0 | 0.0% |
| La Plata County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 238 applications in 2025, of which 173 were originated and 28 denied.
11.8% of all applications, or 13.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Pulte Mortgage originated in Colorado in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology