Province Mortgage Associates in Massachusetts vs the state
3.6%Denial rate-12.60 pts vs state
4.4%Decision denial rate-15.60 pts vs state
75.9%Origination rate+13.30 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.28 pts vs state
$129kMedian applicant income
63Loans originated
3Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 67 | 5.4% | 6.88% | #237 |
| 2024 | 100 | 79 | 10.0% | 7.00% | #233 |
| 2025 | 83 | 63 | 3.6% | 6.63% | #267 |
What Province Mortgage Associates lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Province Mortgage Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 42 | 32 | 2 | 4.8% |
| Worcester County | 8 | 6 | 0 | 0.0% |
| Essex County | 8 | 5 | 0 | 0.0% |
| Norfolk County | 7 | 5 | 0 | 0.0% |
| Hampden County | 5 | 3 | 1 | 20.0% |
| Plymouth County | 3 | 3 | 0 | 0.0% |
| Middlesex County | 2 | 2 | 0 | 0.0% |
| Berkshire County | 2 | 2 | 0 | 0.0% |
| Suffolk County | 2 | 1 | 0 | 0.0% |
| Hampshire County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 83 applications in 2025, of which 63 were originated and 3 denied.
3.6% of all applications, or 4.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Province Mortgage Associates originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Province Mortgage Associates's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology