Princeton Mortgage in Tennessee vs the state
6.9%Denial rate-10.26 pts vs state
10.2%Decision denial rate-11.50 pts vs state
50.2%Origination rate-7.88 pts vs state
6.38%Median rate-0.25 pts vs state
0.24Rate spread (pts)+0.01 pts vs state
$111kMedian applicant income
124Loans originated
17Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 88 | 59 | 1.1% | 6.75% | #313 |
| 2024 | 32 | 21 | 15.6% | 6.13% | #452 |
| 2025 | 247 | 124 | 6.9% | 6.38% | #185 |
What Princeton Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Princeton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 76 | 31 | 6 | 7.9% |
| Knox County | 35 | 23 | 2 | 5.7% |
| Williamson County | 23 | 10 | 1 | 4.3% |
| Wilson County | 17 | 10 | 0 | 0.0% |
| Macon County | 13 | 6 | 2 | 15.4% |
| Blount County | 12 | 7 | 1 | 8.3% |
| Sevier County | 10 | 6 | 1 | 10.0% |
| Rutherford County | 9 | 5 | 0 | 0.0% |
| Sumner County | 8 | 4 | 0 | 0.0% |
| Hamblen County | 7 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 247 applications in 2025, of which 124 were originated and 17 denied.
6.9% of all applications, or 10.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Princeton Mortgage originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology