Primelending, a Plainscapital in Tennessee vs the state
5.8%Denial rate-11.37 pts vs state
6.8%Decision denial rate-14.86 pts vs state
72.1%Origination rate+14.04 pts vs state
6.50%Median rate-0.12 pts vs state
0.19Rate spread (pts)-0.04 pts vs state
$108kMedian applicant income
225Loans originated
18Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 315 | 208 | 10.2% | 6.75% | #132 |
| 2024 | 369 | 242 | 11.7% | 6.75% | #127 |
| 2025 | 312 | 225 | 5.8% | 6.50% | #157 |
What Primelending, a Plainscapital lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 75 | 56 | 7 | 9.3% |
| Hamilton County | 58 | 39 | 4 | 6.9% |
| Sumner County | 29 | 21 | 2 | 6.9% |
| Davidson County | 24 | 16 | 0 | 0.0% |
| Williamson County | 11 | 8 | 0 | 0.0% |
| Montgomery County | 9 | 6 | 3 | 33.3% |
| Wilson County | 8 | 6 | 0 | 0.0% |
| Robertson County | 7 | 6 | 0 | 0.0% |
| Knox County | 7 | 6 | 0 | 0.0% |
| Rutherford County | 5 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 312 applications in 2025, of which 225 were originated and 18 denied.
5.8% of all applications, or 6.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Primelending, a Plainscapital originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology