Primelending, a Plainscapital · Oklahoma · 2025

Primelending, a Plainscapital in Oklahoma: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 95 mortgage applications in Oklahoma in 2025, ranking #194 of 821 lenders active in the state. It originated 75.8% of them and denied 3.2% (3.6% of the applications it decided), against a statewide denial rate of 17.9%.

95Applicationsin OK
3.6%Decision denial ratestate 22.9%
6.63%Median ratestate 6.63%
$225,000Median loanstate $165,000
$16MVolume27 counties

Primelending, a Plainscapital in Oklahoma vs the state

3.2%Denial rate-14.76 pts vs state
3.6%Decision denial rate-19.30 pts vs state
75.8%Origination rate+19.69 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)-0.10 pts vs state
$120kMedian applicant income
72Loans originated
3Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235084003.5%6.99%#55
20243212473.1%6.99%#81
202595723.2%6.63%#194

What Primelending, a Plainscapital lends in Oklahoma

By loan purpose

Home purchase 80 84% · 2.5% denied
Refinance 5 5% · 20.0% denied
Cash-out refinance 7 7% · 0.0% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 70 74% · 2.9% denied
FHA 15 16% · 6.7% denied
VA 10 11% · 0.0% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 2 67%
Incomplete application 1 33%

Where in Oklahoma

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 25192 8.0%
Oklahoma County 13110 0.0%
Wagoner County 1051 10.0%
Delaware County 740 0.0%
Comanche County 550 0.0%
Rogers County 530 0.0%
Canadian County 440 0.0%
McCurtain County 320 0.0%
Jackson County 220 0.0%
McClain County 220 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 95 applications in 2025, of which 72 were originated and 3 denied.

3.2% of all applications, or 3.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Primelending, a Plainscapital originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology