Premier Mortgage Resources · Tennessee · 2025

Premier Mortgage Resources in Tennessee: approval rate, denial rate and rates (2025)

Premier Mortgage Resources took 207 mortgage applications in Tennessee in 2025, ranking #207 of 1,274 lenders active in the state. It originated 62.8% of them and denied 4.4% (6.5% of the applications it decided), against a statewide denial rate of 17.1%.

207Applicationsin TN
6.5%Decision denial ratestate 21.7%
6.63%Median ratestate 6.62%
$245,000Median loanstate $225,000
$32MVolume45 counties

Premier Mortgage Resources in Tennessee vs the state

4.4%Denial rate-12.79 pts vs state
6.5%Decision denial rate-15.21 pts vs state
62.8%Origination rate+4.72 pts vs state
6.63%Median rate0.00 pts vs state
0.62Rate spread (pts)+0.39 pts vs state
$94kMedian applicant income
130Loans originated
9Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202325170.0%6.99%#484
202496563.1%6.31%#316
20252071304.4%6.63%#207

What Premier Mortgage Resources lends in Tennessee

By loan purpose

Home purchase 169 82% · 3.6% denied
Refinance 12 6% · 8.3% denied
Cash-out refinance 25 12% · 8.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 111 54% · 3.6% denied
FHA 82 40% · 6.1% denied
VA 13 6% · 0.0% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 4 44%
Credit history 2 22%
Collateral 1 11%
Insufficient cash 1 11%
Employment history 1 11%

Where in Tennessee

Counties with the most Premier Mortgage Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shelby County 50286 12.0%
Sullivan County 1590 0.0%
Maury County 12100 0.0%
Rutherford County 11100 0.0%
Putnam County 1061 10.0%
Davidson County 1061 10.0%
Montgomery County 770 0.0%
Knox County 750 0.0%
Sevier County 600 0.0%
Hardeman County 500 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 207 applications in 2025, of which 130 were originated and 9 denied.

4.4% of all applications, or 6.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Premier Mortgage Resources originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.

About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology