Premier Lending in Tennessee vs the state
4.8%Denial rate-12.38 pts vs state
5.6%Decision denial rate-16.12 pts vs state
81.0%Origination rate+22.87 pts vs state
6.69%Median rate+0.06 pts vs state
0.43Rate spread (pts)+0.20 pts vs state
$81kMedian applicant income
34Loans originated
2Denied
What Premier Lending lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Premier Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 17 | 13 | 2 | 11.8% |
| Rutherford County | 13 | 12 | 0 | 0.0% |
| Wilson County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Coffee County | 1 | 0 | 0 | 0.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
| Cannon County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 42 applications in 2025, of which 34 were originated and 2 denied.
4.8% of all applications, or 5.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Premier Lending originated in Tennessee in 2025 was 6.69%, against a statewide median of 6.62%.
About this data. Figures are Premier Lending's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology