Premier Credit Union in Iowa vs the state
12.1%Denial rate-0.73 pts vs state
13.8%Decision denial rate-1.51 pts vs state
75.7%Origination rate+7.28 pts vs state
7.00%Median rate+0.50 pts vs state
-0.19Rate spread (pts)-0.38 pts vs state
$120kMedian applicant income
562Loans originated
90Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 833 | 649 | 6.6% | 7.50% | #23 |
| 2024 | 761 | 608 | 5.8% | 8.00% | #24 |
| 2025 | 742 | 562 | 12.1% | 7.00% | #30 |
What Premier Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Premier Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 280 | 272 | 0 | 0.0% |
| Dallas County | 85 | 84 | 0 | 0.0% |
| Warren County | 45 | 45 | 0 | 0.0% |
| Woodbury County | 34 | 33 | 0 | 0.0% |
| Story County | 31 | 30 | 0 | 0.0% |
| Madison County | 12 | 12 | 0 | 0.0% |
| Marion County | 9 | 9 | 0 | 0.0% |
| Boone County | 8 | 8 | 0 | 0.0% |
| Jasper County | 8 | 8 | 0 | 0.0% |
| Guthrie County | 5 | 5 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 742 applications in 2025, of which 562 were originated and 90 denied.
12.1% of all applications, or 13.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Premier Credit Union originated in Iowa in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Premier Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology