Powell Valley National Bank in Tennessee vs the state
13.7%Denial rate-3.41 pts vs state
14.3%Decision denial rate-7.39 pts vs state
82.4%Origination rate+24.27 pts vs state
—Median rate
—Rate spread (pts)
$122kMedian applicant income
42Loans originated
7Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 45 | 8.5% | — | #369 |
| 2024 | 46 | 30 | 13.0% | — | #402 |
| 2025 | 51 | 42 | 13.7% | — | #410 |
What Powell Valley National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Powell Valley National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sullivan County | 27 | 22 | 3 | 11.1% |
| Hawkins County | 5 | 5 | 0 | 0.0% |
| Knox County | 3 | 1 | 2 | 66.7% |
| Hamblen County | 3 | 3 | 0 | 0.0% |
| Washington County | 3 | 2 | 1 | 33.3% |
| Sevier County | 3 | 3 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Grainger County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 51 applications in 2025, of which 42 were originated and 7 denied.
13.7% of all applications, or 14.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Powell Valley National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology