Polish & Slavic in Illinois vs the state
18.5%Denial rate+1.37 pts vs state
24.0%Decision denial rate+2.28 pts vs state
57.5%Origination rate-1.21 pts vs state
—Median rate
—Rate spread (pts)
$94kMedian applicant income
252Loans originated
81Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 348 | 220 | 17.2% | 6.50% | #148 |
| 2024 | 412 | 243 | 17.0% | 6.50% | #137 |
| 2025 | 438 | 252 | 18.5% | — | #145 |
What Polish & Slavic lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Polish & Slavic applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 278 | 161 | 45 | 16.2% |
| DuPage County | 53 | 28 | 12 | 22.6% |
| McHenry County | 36 | 18 | 11 | 30.6% |
| Will County | 28 | 20 | 4 | 14.3% |
| Lake County | 19 | 11 | 4 | 21.1% |
| Kane County | 18 | 12 | 3 | 16.7% |
| Kankakee County | 2 | 1 | 0 | 0.0% |
| Kendall County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 0 | 1 | 100.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 438 applications in 2025, of which 252 were originated and 81 denied.
18.5% of all applications, or 24.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Polish & Slavic's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology