PNC Bank in Arkansas vs the state
25.3%Denial rate+7.07 pts vs state
33.6%Decision denial rate+10.43 pts vs state
48.5%Origination rate-8.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.09Rate spread (pts)-0.25 pts vs state
$147kMedian applicant income
94Loans originated
49Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 72 | 29.8% | 9.09% | #110 |
| 2024 | 152 | 62 | 31.6% | 7.50% | #119 |
| 2025 | 194 | 94 | 25.3% | 6.75% | #113 |
What PNC Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 55 | 23 | 16 | 29.1% |
| Pulaski County | 20 | 8 | 3 | 15.0% |
| Washington County | 18 | 9 | 5 | 27.8% |
| Faulkner County | 16 | 12 | 2 | 12.5% |
| Craighead County | 10 | 8 | 2 | 20.0% |
| Sebastian County | 10 | 4 | 1 | 10.0% |
| Garland County | 8 | 0 | 6 | 75.0% |
| Pope County | 6 | 3 | 1 | 16.7% |
| Lonoke County | 5 | 4 | 1 | 20.0% |
| White County | 5 | 2 | 1 | 20.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 194 applications in 2025, of which 94 were originated and 49 denied.
25.3% of all applications, or 33.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans PNC Bank originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology