Plaza Home Mortgage in Missouri vs the state
21.3%Denial rate+6.18 pts vs state
22.7%Decision denial rate+4.02 pts vs state
70.0%Origination rate+7.32 pts vs state
6.75%Median rate+0.13 pts vs state
0.57Rate spread (pts)+0.22 pts vs state
$84kMedian applicant income
303Loans originated
92Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 193 | 126 | 11.4% | 7.13% | #155 |
| 2024 | 389 | 271 | 19.3% | 6.88% | #102 |
| 2025 | 433 | 303 | 21.3% | 6.75% | #103 |
What Plaza Home Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 62 | 40 | 17 | 27.4% |
| Jefferson County | 45 | 35 | 8 | 17.8% |
| Jackson County | 32 | 20 | 8 | 25.0% |
| Randolph County | 27 | 17 | 6 | 22.2% |
| Livingston County | 23 | 19 | 2 | 8.7% |
| St. Charles County | 22 | 16 | 4 | 18.2% |
| Franklin County | 17 | 11 | 6 | 35.3% |
| St. Louis city | 16 | 10 | 4 | 25.0% |
| Grundy County | 16 | 16 | 0 | 0.0% |
| Bates County | 12 | 11 | 1 | 8.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 433 applications in 2025, of which 303 were originated and 92 denied.
21.3% of all applications, or 22.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Plaza Home Mortgage originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology