Plaza Home Mortgage in Mississippi vs the state
26.3%Denial rate+3.35 pts vs state
28.4%Decision denial rate-0.01 pts vs state
66.1%Origination rate+13.23 pts vs state
6.63%Median rate-0.13 pts vs state
0.37Rate spread (pts)+0.04 pts vs state
$75kMedian applicant income
78Loans originated
31Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 22 | 11.1% | 6.38% | #163 |
| 2024 | 52 | 31 | 28.9% | 6.75% | #159 |
| 2025 | 118 | 78 | 26.3% | 6.63% | #116 |
What Plaza Home Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 22 | 17 | 4 | 18.2% |
| Itawamba County | 10 | 8 | 2 | 20.0% |
| Madison County | 8 | 3 | 2 | 25.0% |
| Jackson County | 8 | 3 | 5 | 62.5% |
| Adams County | 7 | 3 | 4 | 57.1% |
| Lamar County | 7 | 6 | 1 | 14.3% |
| Monroe County | 6 | 6 | 0 | 0.0% |
| Forrest County | 5 | 3 | 1 | 20.0% |
| DeSoto County | 4 | 4 | 0 | 0.0% |
| Pontotoc County | 4 | 3 | 1 | 25.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 118 applications in 2025, of which 78 were originated and 31 denied.
26.3% of all applications, or 28.4% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Plaza Home Mortgage originated in Mississippi in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology