Planet Home Lending in Montana vs the state
14.3%Denial rate-0.53 pts vs state
14.7%Decision denial rate-3.99 pts vs state
82.9%Origination rate+20.88 pts vs state
5.99%Median rate-0.63 pts vs state
-0.58Rate spread (pts)-0.82 pts vs state
$96kMedian applicant income
29Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 16 | 43.3% | 7.12% | #96 |
| 2024 | 46 | 31 | 19.6% | 5.99% | #90 |
| 2025 | 35 | 29 | 14.3% | 5.99% | #115 |
What Planet Home Lending lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 4 | 3 | 0 | 0.0% |
| Flathead County | 3 | 3 | 0 | 0.0% |
| Lewis and Clark County | 3 | 2 | 1 | 33.3% |
| Musselshell County | 2 | 2 | 0 | 0.0% |
| Sanders County | 2 | 2 | 0 | 0.0% |
| Cascade County | 2 | 2 | 0 | 0.0% |
| Silver Bow County | 2 | 2 | 0 | 0.0% |
| Ravalli County | 2 | 2 | 0 | 0.0% |
| Gallatin County | 2 | 1 | 1 | 50.0% |
| Big Horn County | 2 | 2 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 35 applications in 2025, of which 29 were originated and 5 denied.
14.3% of all applications, or 14.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Planet Home Lending originated in Montana in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology