Plains Commerce Bank in Tennessee vs the state
10.3%Denial rate-6.83 pts vs state
16.5%Decision denial rate-5.22 pts vs state
51.9%Origination rate-6.17 pts vs state
6.50%Median rate-0.12 pts vs state
0.09Rate spread (pts)-0.14 pts vs state
$109kMedian applicant income
136Loans originated
27Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 277 | 140 | 2.2% | 6.63% | #145 |
| 2024 | 295 | 135 | 2.0% | 6.63% | #148 |
| 2025 | 262 | 136 | 10.3% | 6.50% | #179 |
What Plains Commerce Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 41 | 19 | 3 | 7.3% |
| Montgomery County | 23 | 15 | 1 | 4.3% |
| Williamson County | 19 | 12 | 0 | 0.0% |
| Knox County | 17 | 10 | 2 | 11.8% |
| Shelby County | 13 | 3 | 4 | 30.8% |
| Sevier County | 13 | 8 | 2 | 15.4% |
| Blount County | 13 | 6 | 1 | 7.7% |
| Sumner County | 12 | 3 | 2 | 16.7% |
| Maury County | 12 | 4 | 2 | 16.7% |
| Anderson County | 11 | 7 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 262 applications in 2025, of which 136 were originated and 27 denied.
10.3% of all applications, or 16.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Plains Commerce Bank originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology