Plains Commerce Bank in Indiana vs the state
6.1%Denial rate-10.46 pts vs state
8.7%Decision denial rate-11.48 pts vs state
64.4%Origination rate+2.19 pts vs state
6.50%Median rate-0.25 pts vs state
0.31Rate spread (pts)-0.06 pts vs state
$101kMedian applicant income
116Loans originated
11Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 200 | 121 | 1.0% | 6.75% | #176 |
| 2024 | 268 | 148 | 2.6% | 6.88% | #157 |
| 2025 | 180 | 116 | 6.1% | 6.50% | #212 |
What Plains Commerce Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 38 | 22 | 2 | 5.3% |
| Hamilton County | 27 | 21 | 0 | 0.0% |
| Hendricks County | 10 | 6 | 0 | 0.0% |
| Lawrence County | 9 | 7 | 0 | 0.0% |
| Johnson County | 9 | 6 | 0 | 0.0% |
| Clark County | 9 | 3 | 2 | 22.2% |
| Morgan County | 6 | 5 | 0 | 0.0% |
| Orange County | 5 | 2 | 2 | 40.0% |
| Harrison County | 4 | 3 | 0 | 0.0% |
| Madison County | 4 | 3 | 1 | 25.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 180 applications in 2025, of which 116 were originated and 11 denied.
6.1% of all applications, or 8.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Plains Commerce Bank originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology