PFN Lending Group in Tennessee vs the state
13.6%Denial rate-3.50 pts vs state
13.6%Decision denial rate-8.04 pts vs state
86.4%Origination rate+28.28 pts vs state
7.38%Median rate+0.75 pts vs state
1.15Rate spread (pts)+0.92 pts vs state
$166kMedian applicant income
19Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 33 | 22 | 15.2% | 7.19% | #449 |
| 2025 | 22 | 19 | 13.6% | 7.38% | #527 |
What PFN Lending Group lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 6 | 5 | 1 | 16.7% |
| Williamson County | 4 | 4 | 0 | 0.0% |
| Sullivan County | 2 | 1 | 1 | 50.0% |
| Hamblen County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| Cocke County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Sevier County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 22 applications in 2025, of which 19 were originated and 3 denied.
13.6% of all applications, or 13.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans PFN Lending Group originated in Tennessee in 2025 was 7.38%, against a statewide median of 6.62%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology