PFN Lending Group · Nevada · 2025

PFN Lending Group in Nevada: approval rate, denial rate and rates (2025)

PFN Lending Group took 22 mortgage applications in Nevada in 2025, ranking #263 of 627 lenders active in the state. It originated 63.6% of them and denied 18.2% (22.2% of the applications it decided), against a statewide denial rate of 17.5%.

22Applicationsin NV
22.2%Decision denial ratestate 22.2%
7.25%Median ratestate 6.63%
$350,000Median loanstate $305,000
$8.0MVolume3 counties

PFN Lending Group in Nevada vs the state

18.2%Denial rate+0.73 pts vs state
22.2%Decision denial rate0.00 pts vs state
63.6%Origination rate+5.93 pts vs state
7.25%Median rate+0.63 pts vs state
0.81Rate spread (pts)+0.52 pts vs state
$110kMedian applicant income
14Loans originated
4Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023533013.2%7.13%#185
2024423011.9%7.50%#213
2025221418.2%7.25%#263

What PFN Lending Group lends in Nevada

By loan purpose

Home purchase 14 64% · 14.3% denied
Refinance 2 9% · 0.0% denied
Cash-out refinance 5 23% · 40.0% denied
Other / HELOC 1 5% · 0.0% denied

By loan type

Conventional 20 91% · 20.0% denied
FHA 2 9% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 1 25%
Credit history 1 25%
Insufficient cash 1 25%
Collateral 1 25%

Where in Nevada

Counties with the most PFN Lending Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 20133 15.0%
Washoe County 110 0.0%
White Pine County 101 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 22 applications in 2025, of which 14 were originated and 4 denied.

18.2% of all applications, or 22.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans PFN Lending Group originated in Nevada in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology