Peoples National Bank in Missouri vs the state
13.7%Denial rate-1.37 pts vs state
15.4%Decision denial rate-3.32 pts vs state
72.6%Origination rate+9.94 pts vs state
6.63%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.24 pts vs state
$134kMedian applicant income
53Loans originated
10Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 56 | 3.2% | 7.13% | #299 |
| 2024 | 63 | 53 | 7.9% | 7.00% | #299 |
| 2025 | 73 | 53 | 13.7% | 6.63% | #305 |
What Peoples National Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Peoples National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 43 | 33 | 5 | 11.6% |
| St. Charles County | 14 | 10 | 1 | 7.1% |
| St. Louis city | 6 | 3 | 3 | 50.0% |
| Jefferson County | 6 | 4 | 1 | 16.7% |
| Christian County | 2 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 73 applications in 2025, of which 53 were originated and 10 denied.
13.7% of all applications, or 15.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Peoples National Bank originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Peoples National Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology