Peoples Bank of East Tennessee in Tennessee vs the state
8.2%Denial rate-8.98 pts vs state
9.5%Decision denial rate-12.23 pts vs state
78.2%Origination rate+20.15 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
115Loans originated
12Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 109 | 76 | 11.9% | — | #280 |
| 2024 | 96 | 72 | 10.4% | — | #315 |
| 2025 | 147 | 115 | 8.2% | — | #265 |
What Peoples Bank of East Tennessee lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Peoples Bank of East Tennessee applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 67 | 52 | 7 | 10.4% |
| McMinn County | 23 | 15 | 2 | 8.7% |
| Polk County | 13 | 11 | 1 | 7.7% |
| Loudon County | 11 | 9 | 0 | 0.0% |
| Blount County | 10 | 8 | 1 | 10.0% |
| Sevier County | 8 | 8 | 0 | 0.0% |
| Knox County | 7 | 5 | 1 | 14.3% |
| Roane County | 3 | 3 | 0 | 0.0% |
| Meigs County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 147 applications in 2025, of which 115 were originated and 12 denied.
8.2% of all applications, or 9.5% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank of East Tennessee's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology