Peoples Bank in Tennessee vs the state
13.3%Denial rate-3.81 pts vs state
16.7%Decision denial rate-5.01 pts vs state
66.7%Origination rate+8.59 pts vs state
—Median rate
—Rate spread (pts)
$95kMedian applicant income
10Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 11.1% | — | #640 |
| 2024 | 13 | 10 | 0.0% | — | #563 |
| 2025 | 15 | 10 | 13.3% | — | #579 |
What Peoples Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gibson County | 4 | 2 | 1 | 25.0% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Hardeman County | 1 | 0 | 0 | 0.0% |
| McMinn County | 1 | 0 | 1 | 100.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Cheatham County | 1 | 1 | 0 | 0.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
| Rhea County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 15 applications in 2025, of which 10 were originated and 2 denied.
13.3% of all applications, or 16.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology