Peoples Bank · Colorado · 2025

Peoples Bank in Colorado: approval rate, denial rate and rates (2025)

Peoples Bank took 7 mortgage applications in Colorado in 2025, ranking #572 of 1,114 lenders active in the state. It originated 42.9% of them and denied 42.9% (50.0% of the applications it decided), against a statewide denial rate of 15.6%.

7Applicationsin CO
50.0%Decision denial ratestate 19.7%
Median ratestate 6.63%
$425,000Median loanstate $325,000
$1.1MVolume5 counties

Peoples Bank in Colorado vs the state

42.9%Denial rate+27.23 pts vs state
50.0%Decision denial rate+30.34 pts vs state
42.9%Origination rate-17.16 pts vs state
Median rate
Rate spread (pts)
$109kMedian applicant income
3Loans originated
3Denied

What Peoples Bank lends in Colorado

By loan purpose

Home purchase 1 14% · 0.0% denied
Refinance 2 29% · 0.0% denied
Cash-out refinance 4 57% · 75.0% denied

By loan type

Conventional 2 29% · 0.0% denied
FHA 5 71% · 60.0% denied

Where in Colorado

Counties with the most Peoples Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Routt County 210 0.0%
Douglas County 202 100.0%
Adams County 110 0.0%
Denver County 110 0.0%
Arapahoe County 101 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 7 applications in 2025, of which 3 were originated and 3 denied.

42.9% of all applications, or 50.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Peoples Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology