Pentagon Federal Credit Union in Iowa vs the state
50.0%Denial rate+37.14 pts vs state
62.8%Decision denial rate+47.44 pts vs state
29.7%Origination rate-38.77 pts vs state
7.63%Median rate+1.13 pts vs state
0.39Rate spread (pts)+0.20 pts vs state
$104kMedian applicant income
19Loans originated
32Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 23 | 46.0% | 8.38% | #172 |
| 2024 | 72 | 24 | 29.2% | 9.00% | #179 |
| 2025 | 64 | 19 | 50.0% | 7.63% | #195 |
What Pentagon Federal Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 6 | 2 | 3 | 50.0% |
| Pottawattamie County | 5 | 2 | 2 | 40.0% |
| Scott County | 5 | 2 | 1 | 20.0% |
| Woodbury County | 4 | 1 | 1 | 25.0% |
| Dallas County | 4 | 0 | 3 | 75.0% |
| Story County | 3 | 1 | 2 | 66.7% |
| Warren County | 3 | 1 | 2 | 66.7% |
| Page County | 2 | 2 | 0 | 0.0% |
| Black Hawk County | 2 | 0 | 1 | 50.0% |
| Linn County | 2 | 0 | 2 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 64 applications in 2025, of which 19 were originated and 32 denied.
50.0% of all applications, or 62.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Pentagon Federal Credit Union originated in Iowa in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology