Park Lane Finance Solutions · Indiana · 2025

Park Lane Finance Solutions in Indiana: approval rate, denial rate and rates (2025)

Park Lane Finance Solutions took 249 mortgage applications in Indiana in 2025, ranking #177 of 1,025 lenders active in the state. It originated 26.5% of them and denied 24.9% (27.8% of the applications it decided), against a statewide denial rate of 16.6%.

249Applicationsin IN
27.8%Decision denial ratestate 20.1%
11.24%Median ratestate 6.75%
$55,000Median loanstate $155,000
$3.5MVolume32 counties

Park Lane Finance Solutions in Indiana vs the state

24.9%Denial rate+8.33 pts vs state
27.8%Decision denial rate+7.66 pts vs state
26.5%Origination rate-35.74 pts vs state
11.24%Median rate+4.49 pts vs state
5.74Rate spread (pts)+5.37 pts vs state
$57kMedian applicant income
66Loans originated
62Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232393527.6%11.99%#159
20242313736.4%12.24%#177
20252496624.9%11.24%#177

What Park Lane Finance Solutions lends in Indiana

By loan purpose

Home purchase 248 100% · 25.0% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 249 100% · 24.9% denied

Why it denied Indiana applicants

Debt-to-income ratio 34 55%
Credit history 26 42%
Other 1 2%
Employment history 1 2%

Where in Indiana

Counties with the most Park Lane Finance Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vanderburgh County 641211 17.2%
Scott County 2648 30.8%
Clark County 2447 29.2%
Madison County 2047 35.0%
Harrison County 1531 6.7%
Morgan County 1573 20.0%
Huntington County 1070 0.0%
Bartholomew County 924 44.4%
Warrick County 611 16.7%
Hancock County 531 20.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 249 applications in 2025, of which 66 were originated and 62 denied.

24.9% of all applications, or 27.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Park Lane Finance Solutions originated in Indiana in 2025 was 11.24%, against a statewide median of 6.75%.

About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology