Paramount Residential Mortgage Group · Tennessee · 2025

Paramount Residential Mortgage Group in Tennessee: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 351 mortgage applications in Tennessee in 2025, ranking #145 of 1,274 lenders active in the state. It originated 61.5% of them and denied 5.1% (7.7% of the applications it decided), against a statewide denial rate of 17.1%.

351Applicationsin TN
7.7%Decision denial ratestate 21.7%
6.50%Median ratestate 6.62%
$275,000Median loanstate $225,000
$72MVolume62 counties

Paramount Residential Mortgage Group in Tennessee vs the state

5.1%Denial rate-12.01 pts vs state
7.7%Decision denial rate-13.99 pts vs state
61.5%Origination rate+3.46 pts vs state
6.50%Median rate-0.12 pts vs state
0.39Rate spread (pts)+0.16 pts vs state
$100kMedian applicant income
216Loans originated
18Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233432173.5%6.63%#124
20243292093.7%6.50%#133
20253512165.1%6.50%#145

What Paramount Residential Mortgage Group lends in Tennessee

By loan purpose

Home purchase 262 75% · 4.6% denied
Refinance 28 8% · 3.6% denied
Cash-out refinance 52 15% · 9.6% denied
Home improvement 7 2% · 0.0% denied
Other / HELOC 2 1% · 0.0% denied

By loan type

Conventional 182 52% · 5.0% denied
FHA 122 35% · 4.9% denied
VA 31 9% · 0.0% denied
USDA / RHS 16 5% · 18.8% denied

Why it denied Tennessee applicants

Debt-to-income ratio 7 39%
Collateral 6 33%
Credit history 4 22%
Other 1 6%

Where in Tennessee

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shelby County 65305 7.7%
Davidson County 62373 4.8%
Williamson County 17111 5.9%
Rutherford County 15120 0.0%
Knox County 13100 0.0%
Maury County 1390 0.0%
Montgomery County 1051 10.0%
Hamblen County 960 0.0%
Sumner County 961 11.1%
Hamilton County 830 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 351 applications in 2025, of which 216 were originated and 18 denied.

5.1% of all applications, or 7.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Paramount Residential Mortgage Group originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology