Paramount Residential Mortgage Group · Ohio · 2025

Paramount Residential Mortgage Group in Ohio: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 1,017 mortgage applications in Ohio in 2025, ranking #88 of 1,092 lenders active in the state. It originated 67.7% of them and denied 3.9% (5.5% of the applications it decided), against a statewide denial rate of 17.7%.

1.0kApplicationsin OH
5.5%Decision denial ratestate 21.9%
6.75%Median ratestate 6.88%
$215,000Median loanstate $155,000
$173MVolume77 counties

Paramount Residential Mortgage Group in Ohio vs the state

3.9%Denial rate-13.76 pts vs state
5.5%Decision denial rate-16.40 pts vs state
67.7%Origination rate+7.75 pts vs state
6.75%Median rate-0.13 pts vs state
0.58Rate spread (pts)+0.20 pts vs state
$85kMedian applicant income
688Loans originated
40Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236484573.6%6.99%#98
20247615232.2%6.75%#97
20251,0176883.9%6.75%#88

What Paramount Residential Mortgage Group lends in Ohio

By loan purpose

Home purchase 875 86% · 3.5% denied
Refinance 67 7% · 3.0% denied
Cash-out refinance 65 6% · 10.8% denied
Home improvement 9 1% · 0.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 464 46% · 4.3% denied
FHA 410 40% · 4.2% denied
VA 62 6% · 1.6% denied
USDA / RHS 81 8% · 2.5% denied

Why it denied Ohio applicants

Debt-to-income ratio 12 30%
Collateral 11 28%
Credit history 7 18%
Other 6 15%
Insufficient cash 3 8%
Employment history 1 3%

Where in Ohio

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 144978 5.6%
Franklin County 86646 7.0%
Cuyahoga County 59365 8.5%
Clermont County 55372 3.6%
Adams County 51362 3.9%
Warren County 47300 0.0%
Butler County 40273 7.5%
Jackson County 36260 0.0%
Summit County 33210 0.0%
Montgomery County 31161 3.2%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 1,017 applications in 2025, of which 688 were originated and 40 denied.

3.9% of all applications, or 5.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Paramount Residential Mortgage Group originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology