Paramount Residential Mortgage Group · Montana · 2025

Paramount Residential Mortgage Group in Montana: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 73 mortgage applications in Montana in 2025, ranking #75 of 553 lenders active in the state. It originated 76.7% of them and denied 4.1% (5.1% of the applications it decided), against a statewide denial rate of 14.8%.

73Applicationsin MT
5.1%Decision denial ratestate 18.7%
6.44%Median ratestate 6.63%
$365,000Median loanstate $275,000
$20MVolume15 counties

Paramount Residential Mortgage Group in Montana vs the state

4.1%Denial rate-10.71 pts vs state
5.1%Decision denial rate-13.62 pts vs state
76.7%Origination rate+14.73 pts vs state
6.44%Median rate-0.19 pts vs state
0.30Rate spread (pts)+0.06 pts vs state
$124kMedian applicant income
56Loans originated
3Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202343294.7%6.56%#82
202463523.2%6.63%#76
202573564.1%6.44%#75

What Paramount Residential Mortgage Group lends in Montana

By loan purpose

Home purchase 44 60% · 2.3% denied
Refinance 11 15% · 9.1% denied
Cash-out refinance 15 21% · 6.7% denied
Home improvement 3 4% · 0.0% denied

By loan type

Conventional 49 67% · 6.1% denied
FHA 14 19% · 0.0% denied
VA 7 10% · 0.0% denied
USDA / RHS 3 4% · 0.0% denied

Why it denied Montana applicants

Debt-to-income ratio 3 100%

Where in Montana

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Flathead County 18141 5.6%
Silver Bow County 15130 0.0%
Gallatin County 1170 0.0%
Custer County 650 0.0%
Ravalli County 530 0.0%
Missoula County 541 20.0%
Cascade County 210 0.0%
Prairie County 220 0.0%
Lewis and Clark County 220 0.0%
Park County 211 50.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 73 applications in 2025, of which 56 were originated and 3 denied.

4.1% of all applications, or 5.1% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans Paramount Residential Mortgage Group originated in Montana in 2025 was 6.44%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology